Attention homeowners in Northport and Tuscaloosa County: Get an Appraisal today!

See the top seven reasons why AL homeowners use Pugh Appraisal Services LLC:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Tuscaloosa county's assessment of your propertyworth
  3. To reduce their mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in AL by determining the true market value of property in question

Own a house in or near Northport, AL and need help determining the value of it?
Contact Pugh Appraisal Services LLC.

At Pugh Appraisal Services LLC, we understand the unique needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Pugh Appraisal Services LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value assessment than yours.

PMI Removal Appraisals

A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Pugh Appraisal Services LLC, we're experienced in helping clients just like you rid yourselves of unneeded PMI insurance.

Challenging a property tax assessment

Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal report from Pugh Appraisal Services LLC is your number one weapon.

Was your HELOC recently frozen?

If your house is near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Pugh Appraisal Services LLC can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for precision, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Pugh Appraisal Services LLC offers field reviews where we go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.